Short Sales
Some answers in a tough real estate market

The Apex Advantage
We do short sales differently than other agents-and that means less hassle for you and a better outcome in the end. 
"Paid in Full"
One of the big advantages of using Apex Properties to complete a short sale for you is the "paid in full" status we negotiate for ALL of the loans on your property. In most cases, your lender can pursue you for the difference after a foreclosure takes place. This is especially true when you have a second loan or equity line. Don't let this happen to you! A successful short sale with us will allow you to move on with no future obligation.
Avoid Foreclosure
When we negotiate a short sale for you, you avoid a foreclosure mark on your credit. This makes a big difference on the effect on your credit score, and minimizes the time for credit recovery.
Live Mortgage-Free for Months
Some people feel bad about living in their property or collecting rent while not paying the mortgage. The reality is that in most cases our clients legitimately "live for free" or collect rent during the process of our negotiations. We are often able to extend this time much longer than a foreclosure. Call us to get the details on how this works to your advantage.
Minimize Hassle
When the market turned in 2006, Apex Properties was among the first companies to see the advantages of short sales for our clients. Since then, we have been constantly refining our program to make the process easier for our clients.
No Showings or MLS = Your PRIVACY
Most agents start with a listing on the MLS and scheduling showings at the property-a painful, awkward and tiresome process for you...and a big mistake in our opinion. We work hard to facilitate a sale while limiting exposure and without a listing on the Multiple Listing Service (MLS), at least at first. If a listing on the MLS is in your best interest at some point in the process, we will only list after discussing it with you and with your permission.
No Cost to You
We negotiate to have the bank pay for ALL fees associated with your transaction (including ours). In addition, we structure the sale so that even incidental costs that some other agents forget are paid by somebody else-whether it is the bank or another party to the transaction. The bottom line is truly no cost to you.

Whether you're considering a Short Sale, Loan Modification or both, consider these points:

New Programs
You're not alone in your struggles, and the government has come out with new programs to assist Americans that need help with their mortgages. At Apex Properties, we stay on top of what programs are currently available so we can help our clients take advantage of new opportunities and assistance.
What is in YOUR best interest?
At Apex Properties, we are obsessed with this question. Whether we're working with you on a short sale or a loan modification, our first priority is negotiating the best possible outcome for our clients. We represent YOU and YOUR BEST INTEREST-Not the Banks!
Stop Harassing Phone Calls
The first thing we do for you as our client is authorize the bank to communicate with us so they stop harassing you! Once you have us on your side, we are the point of contact and the bank soon realizes they won't be taking advantage of you. If they do call, you have a great answer: "This is being handled by Apex Properties. Here is their number!"
No Risk
It's very simple: You can cancel our contract for any reason, at any time prior to your final approval of the sale. The bottom line is that we only want to complete a transaction if it's in your best interest. If at any time you feel that you want to go a different direction, you just let us know and we cancel the deal. It's that easy.
Multiple Properties OK
Many of our clients didn't know they could take advantage of a short sale or loan modification when they owned multiple properties--many of which they obtained with owner-occupied loans. The bottom line is that we can negotiate multiple properties for you. There are some limitations and differences, so please give us a call for details.

Many people are struggling with what to do in today's market, whether they're falling behind on payments or feeling the stress of a huge mortgage on a property that's worth much less. You may be getting bombarded with advice and pressure from all different directions, but what you need is reliable information so YOU can make the best decision for your future and financial well-being.

At Apex Properties, our first goal is to discuss ALL of your available options so you can make the best choice-regardless of whether you'll need our services or not. If you decide to use one of our programs, it becomes our job to make the experience as EASY and STRESS-FREE as possible while maximizing your benefit. Our clients tell us that making the choice to go with Apex Properties was the best move they ever made-Knowing that a professional is handling the situation takes a huge burden off of you!

Whether you're interested in a short sale, loan modification or another option, time is of the essence. Don't put-off a no-pressure meeting to look at your options. Once you know what choices are available to you, you're one step closer to moving on with your life with a much brighter financial future! We are honest, up-front, experienced, and have a sincere desire to help our clients.

Call or email us today if you have questions or would like to schedule a no-pressure and confidential meeting.

866-786-4098 Toll Free

805-786-4098 Local

info@apexproperties.net